New Round of Funding for Senior Living Providers

The Department of Health and Human Services has announced additional funding that is to be distributed to health care providers. Senior living communities, particularly assisted living communities, are eligible to apply for this funding. The below post outlines the authorization, how to apply, and how providers can encourage Congress for more funding in the future. The words in this post our not my own.

Background: The Provider Relief Fund supports healthcare providers in the battle against the COVID-19 pandemic1. The U.S. Department of Health and Human Services (HHS), through the Health Resources and Services Administration (HRSA), has announced $20 billion in new funding for providers on the frontlines of the coronavirus pandemic. The funding will be distributed through the provider relief fund. For context, HHS has already issued over $100 billion in relief funding to providers through prior distributions. These distributions do not need to be repaid to the US government, assuming providers comply with the terms and conditions. Providers can begin applying for funds on Monday, October 5, 2020. Providers have until November 6, 2020 to apply to the Phase 3 General Distribution funding2.

Amount: Generally, providers who qualify will receive 2% of their patient care revenue plus more if HHS deems the provider requires additional funding based on the severity of the pandemic on the provider’s operations2.

Eligibility: HHS is making a large number of providers eligible for Phase 3 General Distribution funding, including:

  • Providers who previously received, rejected or accepted a General Distribution Provider Relief Fund payment.
  • Providers that have already received payments of approximately 2% of annual revenue from patient care may submit more information to become eligible for an additional payment.
  • Behavioral Health providers, including those that previously received funding and new providers.
  • Healthcare providers that began practicing January 1, 2020 through March 31, 2020. This includes Medicare, Medicaid, CHIP, dentists, assisted living facilities and behavioral health providers2.

How to Apply: To apply visit

Make Your Voice Heard: Argentum is continuing to request funding from Congress for the management of the pandemic. As such, it is pressuring Congress to provide additional funding for screening, testing, and vaccinations. Argentum needs your help in reaching out to your Congressperson. It has created a very easy, pre-made template for you to search, select, and message your Congressperson here:



Residential Assisted Living Communities-A Safe Care Option During COVID-19

Residential assisted living (“RALs”) have been around for years but have received a lot of attention due to their unique benefits when dealing with breakouts of illnesses. Here are some of the top reasons RALs are safer when dealing with COVID-19 or outbreaks of illnesses such as the flu.


Less Traffic

Home to fewer residents, RALs require fewer caregivers and support staff than larger communities. Therefore, the number of people entering the building on a daily basis is greatly reduced, and it’s easier for the smaller communities to monitor its staff members.


More Individualized Care

Most RALs have 1 caregiver for every 4 residents. This enables the staff to take more frequent temperature checks and closely monitor the residents for any early signs or symptoms. Additionally, caregivers can develop much closer relationships with residents and are able to detect eating, sleeping or other changes in their behavior.


Less Area Requiring Disinfection

RALs do not have a large lobby, recreation rooms, or multiple dining halls; thereby having much less surface area in their common areas to disinfect. A typical RAL has approximately 5,000 sq. ft., while a large facility housing 80-100 residents could have more than 100,000 sq. ft. to disinfect.


Written by Evermore Senior Living 

Edited by Senior Advisors Plus

paying for assisted living

When Will Health Insurers Pay for Someone’s Stay at an Assisted Living Community?

Assisted living communities have served an important role in the US’s health care continuum—often they have been the next stop for older people who have been discharged from a hospital or a skilled nursing facility. Assisted living communities assist their residents with medication management and activities of daily living. With such an important role serving seniors, why don’t insurers pay these providers to keep their constituents safe?

Apart from long-term care insurance, it is not common for health insurers to pay assisted living communities because many insurers and providers operate on a fee-for-service basis. That means providers charge the insurers for each procedure/line item. Under this payment structure, preventative care, like what is provided in assisted living communities is over looked by the insurers–much like your insurer now probably doesn’t pay for your vitamins or exercise classes.

The Center for Medicare and Medicaid Services(“CMS”) in tandem with private insurers, are experimenting with a fee-for-value payment model. Through this model, a cohort of providers are paid a flat fee to manage the health of the insurance company’s constituents. In this model, the group of providers can earn more money by reducing the health care costs of the insured population.

As this new fee-for-value system rolls out, assisted living communities will have an opportunity to take payments from insurance companies as a way to reduce the cost of managing the health care costs of their constituents, most notably through lowering readmission rates into hospitals.

If assisted living communities become part of the formal health care continuum, many will have to change the way they do business. Now, a lot of assisted living communities operate as hospitality companies with a sliver of supplemental care. That’s because these communities must woo consumers in to their communities and we believe they do that through enhancing their hospitality features over care capabilities. The way we understand consumers is they generally require a minimum level of care and then focus on choosing a community with the nicest hospitality features that they can afford.

Under a system by which an insurance company pays an assisted living community, a community must show it knows how to manage a population of people effectively. To do this, assisted living communities may have to improve their health care capabilities. A few notable aspects that Dr. Kevin O’Neil pointed out in his interview with Senior Housing News is senior living communities must work on systems to help prevent falls and manage the medications of its residents better1. That means communities may need to have software systems in place to track metrics about their residents, to train their staff to spot people who are a fall risk, and to hire more staff to manage the communities’ residents better.

Two things need to happen for assisted living communities to take payments from insurers: (1) assisted living communities need to focus more on providing health care; and (2) insurers and providers need to organize under a fee-for-value system. When those two aspects occur in a given market, then you will see assisted living communities take payments from insurers as a result of caring for the insurers’ constituents.


Assisted Living Funding

Senior Care Operators Need More Assistance In Light of COVID-19

Senior living operators including independent living and assisted living communities have shown declining occupancy rates due to COVID-19. In the second quarter of 2020, senior living occupancy rates dipped to 84.9%, down from 87.7% in the first quarter and down from 87.8% in the second quarter of 2019 (this reporting was the lowest since the second quarter of 2011)1,2. According to the National Investment Center for Seniors Housing & Care, assisted living communities’ occupancy rates have declined faster than independent living communities’.

We speculate that several factors are leading to declines in occupancy. Firstly, seniors are hesitant to move into communities which they feel will put themselves or others at an increased risk of contracting or spreading COVID-19. Secondly, and in our opinion most notably, more people are working from home, which may mean they have more time to care for their aging loved ones. The latter point seems to bear more weight, because not only are senior living communities’ volumes down during this time; home care providers’ volumes are down as well3. In other words, an industry which serves people in the comfort of their own homes is not getting the business that senior living communities seem to be missing. However, we need to know more before we can definitively say that home care is not picking up the slack from senior living occupancy levels. Yes, home care volumes are down, but are they down because seniors and their families are not hiring caregivers at the same rate? Or, are volumes down because hospital volumes are also down and hence home care companies are getting fewer referrals from hospitals?

Whatever the reason that homecare and senior living volumes are down, the fact of the matter is, they are down. While these types of business serve our senior population, they are having a harder time doing so as their budgets are squeezed and costs have increased because they must provide COVID-19 precautionary care. These businesses have likely been able to apply for grants and loans through the Small Business Administration; however, they have not yet received any additional funding to help cover the expenses of testing and managing COVID-19 responsibly like nursing homes have. Currently, the Senate is working on a bill to help with such expenses through the passing of the Health, Economic Assistance, Liability Protection, and Schools Act (“Heals”). According to LeadingAge, the package does not do enough to help aging service providers, particularly as it relates to the distribution of PPE and covering some of the additional costs health care providers must incur from managing COVID-19 safely. If you are interested, you may read more about LeadingAge’s synopsis here.

It’s important that Congress appropriate funds to senior living providers because in the past decade senior living communities have stepped in and filled a void that nursing homes have not been able to, which is provide a lower-cost setting of care for people who do not have skilled medical needs. Senior living is part of the US’s health care system, and in order for this country to protect itself from COVID-19, senior living communities also need the same defenses as hospitals and skilled nursing facilities. Congress needs to step up and not shortchange these providers.




How to Find Nearby Nursing Homes in Washington Area

Nursing homes are a place with 24-hour monitoring along with providing on-site medical care and daily living assistance. Several nursing homes also include social activities for seniors to pass their time and learn new things. A nursing home is for any person who cannot be cared at their home due to any reason. The nursing staff is always present in nursing homes to ensure the safety of people.

If you are searching for nursing homes near Washington area, then read until the end to explore what you need to be vigilant about while searching for a nursing facility.

Compare QoL of Nursing Homes

Every nursing facility has one type of environment, which shows how your loved ones will be living there. The Quality of Life (QoL) in a nursing facility is defined by how they maintain hygiene, how they treat people, and other similar points. If you are visiting more than one nursing facility near Washingtion DC, then you must compare it with one another. This practice will help you to come up with the right option for your loved ones. QoL matters the most, so make the right choice.

Visit Nursing Homes

Do not act upon the word of mouth only. It is important to visit all the nursing homes that are in your list. By visiting you will be able to check everything with your own eyes that will allow you to make an informed decision. Often there are more positive reviews, but the opposite in reality. To avoid any mishap in the future, visit every nursing home for peace of mind.

Does it Meet Your Needs?

Coming to another important point, ask yourself if the nursing home meets your needs or not. The person that you are willing to admit in the nursing home should be the one putting forward their needs. Ask them if they are okay with the nursing facility or if it meets their requirement? Do not impose your decision upon them and let them choose where they want to stay for the rest of their lives. Once they are satisfied, then you can move to the next step, which is to finalize things.


Once you have checked everything, now is the time to finalize the deal. Visit your favorite nursing facility and follow the procedure. Make sure to read everything that you have to sign to avoid any problems in the future. It will save you from a lot of trouble.


Choosing the right nursing facility is not simple or easy, you have to search for a long time to make a decision. Evaluate the place, the staff, hygiene, and several other things for your mind’s peace and your loved ones’ safety. Make the right decision at the end of the day by ticking all the boxes on your checklist. It is okay to take some time while deciding upon a nursing facility as it is not an easy decision. Select the best space!

Find the Right Senior Retirement Community Near You With Senior Advisors Plus

Senior Advisors Plus is one of the best places helping families and people requiring care in their old age. Choosing the right facility brings ease and comfort to both regimen and their families in the long term. There must be several retirement communities near you providing the same service, but how can you choose the best one? It remains an important question while selecting a senior retirement community for your loved ones.

Senior Advisors Plus can help you get in touch with the right senior retirement community that meets your needs. We offer two services: Referral Service and Advisory Service.

Our Advisory Service is the best option for you to analyze some of the top caregivers or retirement communities around you. Here’s how we help you find the right senior retirement community.

Evaluate Senior Care Options

Searching for a caregiver is a long process and it cannot be done by selecting the first one you come in contact with. Many senior communities in the society are tirelessly working for seniors; however, not all of them are suitable for you. At Senior Advisors Plus, we help families to build a strategy that works well for them. The strategy is based on the most important factors: the health of the senior, budget, preferred location, and lifestyle.

So, if you are looking for senior retirement homes near you, then these are a few important factors that we work upon. We will jot down a list of senior care options for you, which will help you in making the right decision.

Finding a Solution as Per Budget

As mentioned above, we work upon several factors; however, the budget remains our top concern. In our Advisory Service, we plan to pose less burden on the families, which is why we ask for their preference in all matters. While evaluating the right senior retirement facilities, we make sure that they fall under your budget with no hidden charges, whatsoever.

Meeting the Client’s Goals and Needs

Every senior have their particular needs and goals, which is important to fulfill if they want to spend a carefree and happy life in the retirement community. At Senior Advisors Plus, we find the right option for our clients that meets their needs and goals. For us, the satisfaction of our clients matters the most, so you can count on us for finding just the right place for you.

Why Should You Choose Us?

Senior Advisors Plus has years of experience in helping clients of all types with different needs and goals in their minds. We have several connections in the care industry, which will enable you to find a quick solution to your problem. We work side-by-side with our clients to ensure client satisfaction. Hence, if you are looking for a senior retirement community, then there is no better place than Senior Advisors Plus to help you in the process. Make sure that your seniors feel safe and happy in their community.

Decluttering and Downsizing: A Guide for Seniors and Their Loved Ones

This guide is designed to make the downsizing process as simple as possible for aging adults and their loved ones. It will help you prepare for the transition, as well as offer advice to loved ones on what they can do to help. Keep the lines of communication open, take it one step at a time, and don’t rush into anything before you’re ready.

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Senior care tax deductible

Senior Care Expenses Can Be Tax Deductible

The federal government postponed the date to file 2019 federal income tax returns to July 15, 2020. Many tax professionals advised their clients to wait to file their returns until the last minute. With the due date right around the corner, we wanted to make our readers aware that senior care costs may be tax deductible. For the 2019 tax year, there are two broad programs under which senior care costs may be tax deductible, the Federal Tax Credit for Other Dependents and the Dependent Care Deduction. This post will explain at a high level what these two programs are and how a family may qualify for them. To determine whether it’s better to file under one program or the other, consult your tax professional.

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